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How much does it cost to deliver a baby?
Here are the assumptions:
And now the charges… Continue reading “How much does it cost to have an induced baby at the hospital?”
I’ve always wondered about 0% interest and how companies made money on it. Essentially, 0% means you pay no extra on money borrowed.
If you borrow $1,200 and paid it back monthly, you’d pay $100 a money for one year. You could put that $1,200 in a high yield savings account and make some cash for doing nothing. It’s free money. So how does a company make money on these offers?
Continue reading “The 0% Interest Game…”Whenever you can, get a credit card with a rewards program and pay it off in full each month.
Paying the credit card off in full is CRITICAL.
Why use a credit card? You get a billing cycle to actually pay for your purchase and you typically get a % discount. Your credit card usually offers a purchasing portal as well where you can get additional bonus points.
The rewards programs vary, and some are better than others, but the point of this LPT is to use one that gives you some % off.
From my experience, it’s easy to pick Amazon as the first source for whatever you might need, but I’m finding that certain things are usually cheaper from other places. Here are some examples…
Name brand toys: Amazon is the go to, but Target and Walmart often have the same toy priced for less.
Continue reading “Buying stuff online – Amazon isn’t always the best.”